{"service":"padi","status":"ok","docs":"/docs","endpoints":{"health":"GET /health","health_ready":"GET /health/ready","whatsapp_verify":"GET /webhook/whatsapp","whatsapp_events":"POST /webhook/whatsapp","paystack_webhook":"POST /webhook/paystack","invoice_media":"GET /invoices/{filename}?token=...","import_csv":"POST /import/debts (multipart CSV)","import_text":"POST /import/debts/text (JSON text)","stats":"GET /stats","export_debts":"GET /export/debts?owner_id=...&expires=...&token=...","export_transactions":"GET /export/transactions?owner_id=...&expires=...&token=..."}}